montrealex

Qui pisse loin ménage ses chaussures

Тот, кто писает далеко, печётся о своей обуви


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montrealex

Ты подтя/нись (бис) и обо/дрись (бис) му застра/хуем (бис) твою жисть!

Я был прав, что выразил сомнение, заплатят ли страховку за пострадавшие в наводнении дома. Фигушки.

Нет, потому что страхуют только НЕПРЕДВИДЕННЫЕ события. Наводнение считается предвидимым в Канаде вообще и в Квебеке в частности.
Вот английский текст.

[Spoiler (click to open)]Is my house insured against natural disasters?
Insurance policies cover the majority of natural disasters. Contracts generally cover damages caused by unforeseeable events. Thus, damage to your home caused by hail, snow, wind or ice storms is covered, depending on the coverage provided for in your insurance policy.

Flooding, however, is not covered in Quebec, nor is it covered elsewhere in Canada or in the United States since it is considered a foreseeable event. Federal, provincial and municipal governments are well aware of this risk. For these reasons, damages caused by flood waters are not covered.

Газета: "Солнце Оттавы" публикует грустную сагу бабушки, с большим трудом купившей дом, влезшей в Ипотеку и...выставившей его на продажу за пару недель до наводнения.


© Wayne Cuddington / Ottawa Citizen Wayne Cuddington / Ottawa Citizen



0509-Flood-303-JPG.jpeg: Wayne Cuddington / Ottawa Citizen
© Wayne Cuddington / Ottawa Citizen Wayne Cuddington / Ottawa Citizen


Теперь, конечно, все её планы пошли прахом и только за работу помпы, которая качает воду из её затопленного дома она платит $1,300 в кредит и эта сумма растёт.


[Spoiler (click to open)]Well into middle age, Mary Courneyea went back to school and then got a job working with developmentally disabled adults. The day her job at an Ottawa group home became permanent in 2009, she proudly bought a little bungalow at 32 Rue Saint-Patrice in Gatineau, not far from the Ottawa River. It was the first and only house she had ever owned.
“I wanted to say I owned my own house.”
Today, she can only access that bungalow by canoe. And, with floodwaters lapping to the top of its front steps, plans for her future are quickly fading.
With the help of her son-in-law and ex-husband, multiple pumps and a generator, Courneyea has spent the past few days and nights working 24/7 to keep the water from swamping the home’s main floor. It has already reached the ceiling of the basement. She canoes to her car, more than a kilometer away, outside of the flood zone, to run errands and get supplies. She is the only one of her neighbours hanging on. Nearly 100 nearby homes have been evacuated.
She’s been able to rescue pictures and videos of her children and has saved some clothes and other mementos. But she fears she will be unable to save her home whose cinder block foundation, she says, is completely done. And that terrifies her.
The 63-year-old had put her house on the market just a few weeks before the flood of the century. She hoped to move to a one-bedroom condo for her retirement — and had even picked one out.
Now she is faced with the prospect of having a house damaged beyond repair by floodwater, uninsured against flood damage and unsaleable.
She had to pay for a $1,300 pump to keep out flood waters on credit, much of what was in the basement has been damaged beyond repair and she thinks she will be left paying off a house that either requires a financial major investment to save or no longer has any value. “I will be in the hole for the rest of my life.”
She says her situation has left her so stressed that she is having a hard time functioning.
“It is like having a breakdown when you go through this. But what can you do but go forward?”
Courneyea is one of hundreds of people in Gatineau and many more throughout Eastern Ontario whose homes have been flooded. For many, the financial impact will be long-lasting.
Her children have started a GoFundMe campaign to help their mother, something she had no idea they were doing. Over the weekend they raised nearly $10,000.
“My mom, Mary, is the kindest soul I know — always helping others when in need and now I’m turning to my community for her support,” wrote her son McKenzie Thorne.
Thorne said it was a real accomplishment for his mother to buy the house. “This is really a horrible thing. She never seems to catch a break.”
In Clarence-Rockland, across the river and east of Courneyea’s waterlogged Gatineau neighbourhood, the community has also banded together to help a family overwhelmed by the flood.
Josée Lefebvre, is a single mother of five children — four of them living at home. She and her children, including her 19-year-old non-verbal autistic son, have been living in her family’s home near the Ottawa River on Old Highway 17.
Just after Easter, she said, waters were higher than she had ever seen them, close to her front door. But then they receded. When the water rose again last week, it was faster and higher than before. Lefebvre said she was frantic to save what she could.
“It is very, very hard. I was so hysterical when I got in the house and there was five inches of water — no one expected the water would be that high.”
Now, she said, water is six feet high and shaking the deck.
She lost much of the clothing, food and personal effects that were in the house. And she knows she can’t go back. Two of her young children have asthma and, she said, would not be able to live in the house even after flood damage was repaired.
Christa Amyot, who is working to help flood victims in her community in several ways, started a GoFundMe campaign for Lefebvre and her children, knowing that many people are anxious to help those affected.
“People just want to help,” she said. Although there will be some financial assistance from the community and province, Amyot said, it would not help with Lefebvre’s immediate financial needs, which the fundraising campaign is doing.
Amyot said community members were alerted to her situation when Lefebvre called a friend to ask: “How many of my kids can you take tonight?” once water began flowing into their home. She didn’t know where else to turn, said Amyot.
“I felt that I have been through a lot of stuff in my life. I was in such despair,” said Lefebvre.

Posts from This Journal by “Квебек” Tag


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Получается, предсказуемые события - не страховой случай? Даже, если все возможные меры не помогли предотвратить порчу имущества? Ужасно. Люди обычно именно от таких случаев и страхуют, а не от падений метеоритов и прочих редкостей.

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